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Real Estate Tips

Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Real Estate Trivia

Q	What is a "smart home"?
A	A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
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The Scott Team, REALTOR®, real estate agent and broker for Reno, Sparks and Lake Tahoe, Nevada home listings, property and land for sale

Vince Scott/Kristen A. Gil
Intero Real Estate Services
Broker/Owner, Realtor
300 E. 2nd St. #1409
Reno, NV 89501
Office: 775-762-7653
Fax: 775-284-8315
vscott@interoreno.com
kgil@interoreno.com
We are a dynamic Real Estate team with over 30 years experience in the Reno/Sparks and Tahoe markets. We are very knowledgeable about Short Sales, Foreclosures, Investment properties and 1031 Exchanges, in both Nevada and California. Vince is widely known as one of the premiere developers in the area. His accomplishments include construction development, brokerage and management of single and multi-family, commercial, hotel and resort properties and the responsible development of some of Tahoe’s most difficult and challenging environment projects. Kristen is a Short Sale Foreclosure Resource with the National Association of Realtors and a licensed property manager. She has extensive experience working with distressed sales and investors in our market. Hiring a successful, experienced team is critical in today's difficult Real Estate climate. Call us, we can help you navigate through the complicated web that Real Estate has become. We are your friends with the answers!

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